Faith is like a spiritual subsidy that God has added to a believer so that things can be cheaply accessible to him.
Before faith was discovered, Believers were not known to have valuable possessions; they called them "church rats". As at then, who would dare to buy a house, to buy a car, or to even get married? All that believers did was to preach; going to school was even a problem for most of them.
When faith came, it became cheaper to do all those things. With a lesser effort, everything will be possible to a believer.
Our bills may be heavy, but the subsidy of faith gives an assurance that we can and will clear those bills. It would interest you to know that it was in the new testament that believers were empowered to buy things.
In Matt 25:9, the bible says "go to them that sell and buy for yourself". That also means that without the subsidy of faith, we really cannot afford anything worthwhile in life.
But what a joy, God does not have any plan to remove the subsidy of faith; and that simply means we have an unending access to get things cheaply.
Let me conclude with this; the subsidy of faith is about 99% of the cost price of anything you desire; all you need to do is engage 1% obedience to God's word, and your desires will come. May God give us understanding!
God bless you, I love you, and don't forget to share!
Bringing knowledge to the people